Fascinating story with a happy ending.

The $50,000 deficit was charged on his savings account, but the bank didn’t seem to notice, or, if it did, it didn’t care. It was like getting a free, unlimited loan. “I probably had a bit of a smile on my face then,” he says. “Not smiling because I was thinking I was scamming the bank, but smiling because I was like, ‘This is my fresh start.’”

When Milky got his money